Even if your vehicles are not the primary way your business makes money, they could end up becoming the primary way your company loses money. Without a great business auto insurance policy you may be overpay and still be left underinsured.
Business auto insurance is different than personal vehicle insurance. In many cases, not only are there multiple vehicles to cover, but also the liability from accidents or claims that will extend to your business as a whole.
Making sure your coverage levels for your commercial auto insurance are high enough to protect your business (not to mention you personally) from claims—even those which are unwarranted—can ensure you avoid a devastating change of luck.
Don’t be. Business auto insurance is remarkably inexpensive, especially given how important the protection is to your business.
Commercial auto insurance can provide coverage for all of these risks:
Business owners are taking notes on how to make a purchase more convenient for customers. Employees of our local businesses often drive to and from clients, or vendors, on daily deliveries, irregular duties, or errands as requested.
While this may help keep sales on the rise, when your employee uses a vehicle for business purposes, their personal auto policy coverage NO LONGER APPLIES in the event of an accident, property damage, or fatality caused by one of your employees.
This is a serious distinction many business owners either don’t know, or try not to think about. But it is a fact that can cost you your entire business in a single moment. We have seen it happen.
A commercial auto policy, also known as business auto, is purchased and set in place to protect the business assets and the owner if a claim were to arise during business related travel. At our firm, you’ll speak with an experienced agent whose main goal is to design a policy fit to your particular business needs.
Whether the driving of the vehicle is for the occasional run, a possible new venture, or a daily necessity, we are here to make sure coverage is applicable and answer any questions you may have.
